In-App Offer Syncing

CardPointers 8 adds one of the most ambitious features yet: automated in-app offer syncing across the 6 largest banks (Amex, Chase, BofA, Citi, US Bank, Wells Fargo). Like everything built in CardPointers, it's built to be private and secure first. Here's how it does that:

1. If you want to automate offer syncing fully, you can choose to store your logins in the app, where the username and password for each account you sync will be stored in your local Keychain, where Apple stores sensitive data. Those credentials are only used to log in directly to the bank websites that you use in a local process, they are never sent and stored on a remote server, so that way there is no risk of your credentials ever being compromised. No sensitive data like account balances, credit card numbers, etc are accessed in any way.

   
   

2. You can choose at any time to stop storing your credentials in the app by turning off the toggle in each offer sync account screen in the app, and they will be removed immediately from your device.

   
   

3. In-app offer syncing is optional; if you prefer to use the extension (Safari, Chrome, Firefox) to auto-add and sync your offers, you can absolutely do that instead. But automatically adding your offers while you sleep is pretty magical and will help you save even more.

   
   

4. You can also choose to not store your credentials on-device, and still use in-app offer syncing by manually logging into the bank websites when you manually trigger an offer sync.

   
   

By default, your offers will automatically sync overnight while you sleep; it will sync offers every 3 days, or every night, once per week, or only manually, all configurable at the top of the Offer Sync screen.

If you automatically start syncing all accounts or individual ones, you can background the app and it will continue to sync in the background, keeping you up to date with a Live Activity (the same system that Netflix uses to download movies after you background the app — it's super slick if I do say so myself!)

Tips on Debugging

If you hit some kind of issue, here are a few ways to work around most potential problems:

1. You can always monitor the login process (and also confirm that in-app offer syncing works the way described above!) by syncing your accounts from the main Offer Sync screen. You can access it from the For You screen, as well as the Offers tab.

   
   

2. From the Offer Sync screen, start syncing your accounts (manually, or by tapping Sync All Accounts). As each account logs in, you'll see a small draggable sliver at the bottom of the screen. Tap or drag on that to expand it and you can see the app logging you in to each bank website. If something unexpected happens, like a slow login, unexpected security prompt, etc, you can enter the details from that web view to finish the login.

   
   
3. There are 3 icons to help sync your offers:
   1. Home: Tap to jump to the homepage for that bank website where you should see the login form.
   2. Key: Tap to fill in your locally-saved credentials when on the login form.

   3. Download: Tap to start a card and offer sync once logged in, which will also minimize the web sheet again once that starts syncing.

      
      
4. If some problem persists, please share more details and send an offer sync log by tapping the Report a Problem at the bottom of the Offer Sync screen. If you don't have an account set up in the standard Mail app to attach that, you can also find it manually by attaching your device to a Mac, opening it in the Finder, navigating to CardPointers, and sending the log accessible from there.